They have a “hidden secret” that provides a ton of flexibility
Posted by LizGH on February 14, 2019 - 2:00pm
While we encourage folks to save long-term for retirement, the Roth IRA has a “hidden secret” that provides a ton of flexibility. When you have had any Roth IRA for a period of 5 years or more, you are able to withdraw the contribution portion (not the gains) without tax or penalty. There are many situations where this can be helpful:
You still have time to contribute to your traditional and Roth IRAs for 2018
Posted by Fred Steiner on January 22, 2019 - 1:52pm
Contributing to your IRA is a wonderful way to save for your future. You still have time to contribute to your traditional and Roth IRAs for the 2018 tax year; even though we have already begun 2019.
Using an IRA, whether it is a traditional or Roth, gives investors the opportunity for tax-deferred growth during the accumulation phase.
For many, the accumulation phase is from the time they start earning income from a job or career to the time they retire from the workforce.
Posted by Fred Steiner on December 14, 2018 - 2:40pm
I have four children and they are split 50-50 as far as their enjoyment of rollercoasters.
The thrill of the climb, the shock of the drop, the blood rushing through their veins – two of them enjoy every moment of the experience, but two not so much. They were all raised in a similar environment, have common parents, same gene pool, etc. but two of them have a stomach for risk and two do not.
Office will move in December to rear of 101 N. Main St.
Posted by Fred Steiner on November 16, 2018 - 3:22pm
Faith Investment Services recently celebrated its 15th anniversary as a financial firm in Bluffton. Gary Reese started in the financial services industry in 1987 and transitioned to owning his own firm in October, 2003. He has been a successful Financial Adviser with Faith Investment Services since 2003. He is registered with cfd Investments based in Kokomo, Indiana.
Are all investments suitable for all people? Intrinsically, we know that they are not – but why?
Posted by Fred Steiner on June 8, 2018 - 8:55am
By Kathi Dunlap
Faith Investment Services Bluffton, 419-358-4207
Financial advisers are required by most investment regulators (such as FINRA, SEC, etc.) to “Know Your Client.” This requirement to “Know Your Client” (KYC) includes knowing his or her tolerance for taking risks. Are all investments suitable for all people? Intrinsically, we know that they are not – but why?
