First National Bank has promoted Patricia “Chic” Garlock to Findlay Business Development Officer and Kristine Lowry to Branch Manager of its Findlay West Office.

Garlock has over 25 years of banking experience in the Findlay community and has been with First National Bank since 2011. She is a graduate of the Ohio Bankers Association School of Banking at Ohio University and the Ohio School of Consumer Credit at Kent State. She is very active in the Findlay community. She is married to Todd Garlock and has three grown children.

Lowry has over 22 years of experience in the real estate and banking industries. She is active in many civic and community activities in the Findlay community. She is also a Mortgage Originator at First National. She and her husband, Scott, live in Findlay and have three grown daughters.

First National Bank is a wholly owned subsidiary of Pandora Bancshares (PDRB).  The Bank was founded in 1919 and is a locally owned community bank with $139MM in assets. The bank has offices in Pandora, Bluffton and Findlay.  First National Bank is an Equal Housing Lender and Member FDIC.