Citizens National Bank will host a free seminar for businesses, titled "Health Care Reform: The Impact on Small Business", on Tuesday, Nov. 9, at the Courtyard by Marriott, 936 Greely Chapel Rd, Lima.

Registration will begin at 7:30 a.m. followed by the one-hour program at 8 a.m. The seminar is presented by Group Benefits Agency, Inc., a preferred partner of the Community Bankers Association of Ohio.

The seminar will discuss what the health care reform bill contains and what its implications will mean for Ohio businesses. While the bill is complex and ever changing, some provisions will take effect in 2010.

These include, but are not limited to:

o "Grandfathering" of current group policies
o Small business premium tax credits

o Group plans will be required to comply with IRS Section 105 (h)
o Prohibition of lifetime limits on the dollar value of benefits

o Extension of coverage for dependents up to age 26 (28 in State of Ohio)
o Elimination of pre-existing condition provisions for children age 19 and undero Mandating of specific preventive services.

Area business owners are invited to attend, however space is limited. Those wishing to attend should RSVP to info@cnbohio.com. If the 8 a.m. session fills up, a second session will be added at 9:30 a.m. Attendees will be notified via email which session they are registered for.