First National Bank of Pandora announced that it has been awarded a 5-Star ("Superior") Rating from Bauer Financial, Inc., an independent bank rating company. Bauer's 5-Star Rating, their highest performance ranking, represents an independent, unbiased analysis of a financial institution's safety and soundness position. Bauer has been analyzing and reporting the financial condition of the nation's banking industry since 1983.

In making the announcement, Todd Mason, First National's President and CEO, said that "First National Bank is proud to be recognized as one of the strongest community banks in Northwest Ohio."

The Bauer rating is based on a complex analysis of financial criteria including capitalization, asset quality, profitability, liquidity, and risk. The 5-Star Rating indicates that First National Bank is both financially sound and has the resources to deal with a variety of adverse economic conditions.

Bauer Financial has its star-rating for every U.S. bank available free of charge at www.bauerfinancial.com.