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June 20, 2019

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Steiner and Granger: Four money mistakes you might be making

Provided by Steiner & Granger
Insurance and Financial Services
For more information: jgranger@sagepointadvisors.com

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Steiner and Granger: With mortgage rates so low, does it make sense to refinance?

Provided by Steiner & Granger
Insurance and Financial Services
For more information: jgranger@sagepointadvisors.com

Historically low mortgage interest rates have prompted many homeowners to think seriously about refinancing, but there's a lot you need to consider before filling out a loan application.

Start by determining why you want to refinance. Is it primarily to reduce your monthly payments?

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Steiner and Granger: Long-term care planning is important for women

Provided by Steiner & Granger
Insurance and Financial Services
For more information: jgranger@sagepointadvisors.com

The prospect of needing long-term care is an important, yet sometimes overlooked, part of financial and retirement planning. Yet it may be especially vital for women to consider as they often face the need for long-term care as both a caregiver and recipient.

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Steiner and Granger Financial Services: Retirement plan and IRA limits for 2012

Provided by Steiner & Granger
Insurance and Financial Services
jgranger@sagepointadvisor.com

Many retirement plan and IRA limits are indexed for inflation each year. Some of the key numbers for 2012 are discussed below.

Elective deferrals
If you're lucky enough to be eligible to participate in a 401(k), 403(b), 457(b), or SAR-SEP plan, you can make elective deferrals of up to $17,000 in 2012, up from $16,500 in 2011.

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Granger and Steiner: Keeping market volatility in perspective

Provided by Steiner & Granger
Insurance and Financial Services
jgranger@sagepointadvisor.com

Keeping Market Volatility in Perspective

When markets are volatile, sticking to a long-term investing strategy can be a challenge. Though past performance is no guarantee of future results, it might help you keep the ups and downs in perspective to see how recent market action compares to previous market cycles.

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Steiner & Granger: Can you get to a million dollars?

Provided by Steiner & Granger
Insurance and Financial Services

jgranger@sagepointadvisor.com

Often in life, you have investment goals that you hope to reach. Say, for example, you have determined that you would like to have $1 million in your investment portfolio by the time you retire. But will you be able to get to a million dollars?

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