April 24 Media Release__Citizens National Bank (CNB) is pleased to announce Alan Garmatter’s promotion to Chief Credit Officer. Alan will be overseeing the newly combined Commercial and Retail Credit departments. 

Alan has thirty-four years of banking experience, twenty-three of which have been with CNB. He joined CNB in 2001 as manager of the newly created Credit Department. At that time, the department consisted of only three commercial credit analysts and has grown considerably since then. CNB President and CEO Eric Faulkner states, “I am eager to see how Alan leads this new department in the years to come. This change will position us for continued success and support with our long-term growth strategy.”

Alan holds a Bachelor of Science degree in Agricultural Economics from The Ohio State University. He operates a family farm and is actively involved in volunteer work through his church and other organizations. Alan and his wife, Sharon, have been married for 35 years and are proud parents of four children.